TRANSACTIONS WORTH CRORES VIA MULE BANK ACCOUNTS REVEALED

TRANSACTIONS WORTH CRORES VIA MULE BANK ACCOUNTS REVEALED

6-SEP-ENG 2

RAJIV NAYAN AGRAWAL

BHABHUA-------------------------Police action against cybercrime continues unabated in the district. In a significant move, the Kaimur Cyber ​​Police Station arrested an accused in connection with a cyber fraud case. The arrested individual has been identified as Punit Tiwari (son of Vinayak Tiwari, resident of Kudasan village, Bhabua police station area, Kaimur district).

The case relates to FIR No. 09/2026, registered at the Kaimur Cyber ​​Police Station on March 15, 2026. The police had registered the FIR under Sections 317(4), 318(4), 336(2), 351(4), and 3(5) of the Bharatiya Nyaya Sanhita (BNS), as well as Sections 66(C) and 66(D) of the Information Technology (IT) Act, 2000. A police investigation revealed that a current account had been opened at Axis Bank in the name of ‘Shree Shyam Enterprises’. During the probe, the police found that a total of ₹1,40,38,939 was credited to this account between April 22, 2025, and March 11, 2026, while ₹1,35,12,841 was debited during the same period.

According to the police, there is a suspicion that this account, which handled such large-scale transactions, was being used by a cybercrime syndicate. Questioning of the account holder revealed that the account had been opened by Punit Tiwari.

Police stated that after the account was opened, Punit Tiwari took possession of the chequebook, passbook, SIM card, and other related documents from the account holder. Subsequently, critical information regarding the account was allegedly shared with other members of the cybercrime syndicate.

The investigation further disclosed that the Axis Bank current account was a joint account held in the names of Dheeraj Kumar and Akhil Singh.

When the Cyber ​​Police checked the account on the NCCRP portal, they found a total of eight complaints registered against it from various states across the country.

These complaints involved cases originating from Jharkhand, Chhattisgarh, Delhi, Maharashtra, Rajasthan, Tamil Nadu, West Bengal, and Uttarakhand.

The investigation also revealed that four of these complaints were related to ‘Digital Arrest’ scams. Additionally, the police learned that FIRs had been registered based on complaints linked to this account in Kumaon (Uttarakhand), Kolkata, Jamshedpur (Jharkhand), and Maharashtra.

During the probe, the police discovered that the account had previously been frozen following the registration of complaints against it.

According to the police, Punit Tiwari accompanied the account holder to the bank to have the account reactivated. The police verified this by examining CCTV footage from the bank and questioning bank staff. Another significant fact emerged during the police investigation: the mobile number linked to the bank account was not registered in the account holder's name but was associated with another individual.

According to the police, questioning the actual SIM card holder revealed that the SIM had been obtained from them through deception. The investigation subsequently uncovered that this mobile number was being used for activities related to the bank account.

As the investigation progressed, the police discovered that Puneet Tiwari had allegedly opened current accounts in other banks under various names as well.

Details regarding accounts opened under names such as Puneet Enterprises, Sujeet Enterprises, Suraj Enterprises, Dhiraj Traders, and Tiwari Enterprises have surfaced during the investigation.

The police state that, beyond this, information has been received indicating that Puneet Tiwari also facilitated the opening of bank accounts for other residents of Kaimur district. It is alleged that banking details associated with these accounts were shared with other members of a cyber-crime syndicate.

The Cyber ​​Police Station is now taking the investigation forward. They are working to identify the individuals involved in financial transactions through these accounts and to determine who else is part of this alleged cyber syndicate.

Additionally, the police are examining complaints and FIRs registered in various states to uncover the entire cyber fraud network.

Taking action in this cyber fraud case, the police have arrested Puneet Tiwari—son of Vinayak Tiwari, resident of Kudasan village (Bhabhua Police Station area, Kaimur district).